Choose Credit Card

Corporate bonds are something like a mortgage with a bank. The bonds are issued by the borrower to the lender. You loan your money to a corporation for a fixed time and buy a corporate bond from them. Read the rest of this entry »

With so many different credit card options in the markets today, it becomes all the more important to know exactly which credit card would suffice your needs. Different types of credit cards are deigned to be used differently by different people, and more importantly- they bear different fees of usage. Read the rest of this entry »

Getting your hands on a credit card is really difficult if your credit scores are low. If you are one of those who have bad credit or no credit, there would be very few people willing to issue a credit card to you. For such cases, where the credit score is bad, companies usually issue secured credit cards. So, what exactly is the concept of a secured credit card and how is it different from the normal credit card? Read the rest of this entry »

The fine line separating authorized credit card users and a joint account holder using the credit card is a tricky one. In essence, both the users can use credit cards–they shop the same way and they need to pay the money back. The only difference lies in the privileges given to these users and the way in which these users use credit cards. Read the rest of this entry »

I have been using credit cards for years and there are still some issues regarding credit card usage that catch me unawares at times. It is only after the recent slump that I delved deeper into the working of credit cards to understand how they actually work and affect all of us. There are some interesting things that I’ve uncovered. Read the rest of this entry »

Ever been short on money when you really needed it? Have you been in a situation where you rued and vied for not having a credit card? Afraid of keeping a credit card since you fear that you might actually end up spending more? If the answer to all these question is yes, then you need to go in for a prepaid credit card. It is just like credit cards- you swipe it at the malls, airport or while making a hotel reservation, without using any cash- but with a difference. Read the rest of this entry »